A single merchant category code
API · /mcc-api
Merchant Category Codes API
ISO 18245 Merchant Category Codes (MCC) as an API — the 981 four-digit codes that Visa, Mastercard and other card networks use to classify a merchant's line of business. Look up any code (e.g. 5812 → Eating places and Restaurants, 5411 → Grocery Stores/Supermarkets, 3000 → United Airlines), search by description (e.g. "hotel", "airline", "pharmacy"), filter by IRS-reportable status, or list them all. Each record carries the network/edited description, USDA and IRS descriptions and whether the category is IRS 1099-reportable. Ideal for payments, fintech, expense management, fraud analysis and transaction enrichment.
API health
healthy- Uptime
- 100.00%
- Server probes · 24h
- Avg latency
- 74 ms
- Server probes · 24h
- Subscribers
- 3,078
- active
- Total calls
- 220
- last 7 days
Pricing
Pick a tier — billed monthly, cancel anytime.
Free
Free
- 15,000 calls / month
- 2 requests / second
- Hard cap (429 above quota, no overage)
- 15,000 calls/month
- 2 req/sec
- Lookup + search + list
- No credit card
Starter
€2.50 /month
- 120,000 calls / month
- 8 requests / second
- Hard cap (429 above quota, no overage)
- 120k calls/month
- 8 req/sec
- Description search
- Email support
Pro
€8.00 /month
- 600,000 calls / month
- 20 requests / second
- Hard cap (429 above quota, no overage)
- 600k calls/month
- 20 req/sec
- Transaction enrichment
- Priority support
Mega
€22.00 /month
- 3,000,000 calls / month
- 50 requests / second
- Hard cap (429 above quota, no overage)
- 3M calls/month
- 50 req/sec
- Payments platform
- Dedicated SLA
Built by
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Frequently asked questions
Quick answers about pricing, quotas, and integration.
How do I get an API key for Merchant Category Codes API?
What's the rate limit for Merchant Category Codes API?
How much does Merchant Category Codes API cost?
Can I cancel my subscription anytime?
Is Merchant Category Codes API GDPR-compliant?
Pick an endpoint from the list on the left to see its details and try it.
Code snippets
Sign up to get an API key, then call any path under your slug.
curl https://api.oanor.com/mcc-api/SOME_PATH \
-H "x-oanor-key: oanor_test_..."
const res = await fetch("https://api.oanor.com/mcc-api/SOME_PATH", {
headers: { "x-oanor-key": "oanor_test_..." }
});
const data = await res.json();
$ch = curl_init("https://api.oanor.com/mcc-api/SOME_PATH");
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_HTTPHEADER, ["x-oanor-key: oanor_test_..."]);
$response = curl_exec($ch);
import requests
r = requests.get(
"https://api.oanor.com/mcc-api/SOME_PATH",
headers={"x-oanor-key": "oanor_test_..."},
)
print(r.json())
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